Management

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Ravi Takhar

Co-founder & CEO

Orchard Funding Ltd was created by Ravi Takhar, a qualified banking solicitor and former investment banker, with over 20 years of continuous experience in lending to businesses. His first involvement in the lending space was when he worked for a Japanese private equity firm, where amongst other transactions he bought and managed two banks and a car finance company. When he left the private equity world, he created and ran a mortgage lender, an insurance premium financing company and the business that became Orchard Funding Group PLC. Orchard Funding Group PLC was listed on the London Stock Exchange in 2015.

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Chris Meyer

Head of Fee Funding

Chris Meyer has a unique role within the P2P world that is essential for Orchard’s business growth. Where most P2P operators rely on new business being generated online, due to the nature of our loans Orchard Lending Club has a field sales force led by Chris who actively seek new business and maintain contact with a roster of over 4,000 historic and current borrowers. Lending to professional services firms is a specialist niche, and we believe that in order to maintain the quality of our loans, it is important for us to maintain direct contact with our borrowers, so we understand their needs and issues before they become problems.

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Alan Atkins

Head of Insurance Premium Funding

Highly regarded in the Industry, Alan started his career with NIG Skandia Insurance in 1992 where he held various roles ranging from underwriting, claims, credit control, and business development. Alan then worked for NIG subsidiary Finsure Premium Finance before joining Premium Credit in 2006 where he held senior positions with more recently as Head of Retail Broking. Alan joined Bexhill UK in 2016 as Managing Director and will be responsible for developing and leading the Bexhill Insurance Premium Finance strategy with new and existing accounts and will ensure that Bexhill continues to meet brokers strategic needs at all times.

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Emmia Stratford

Head of Operations

Emmia has been with the Orchard Group since 2004. She is Head of Operations and Credit across our different product lines – Insurance Premium Funding and Professional Fee Funding. Emmia leads our operational team based in Luton, covering all credit, collection and administration of the loans written by the Group. With over 10 years with the group, where Emmia is responsible for day to day operations of the business, compliance and credit, Emmia knows our business inside out and was made a Director of the Group in 2015.

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Vidur Jain

Commercial Director

Vidur has recently joined the Orchard Group, and comes from a Finance and Technology background. He has worked in Fund Management and Investment banking in different economies. Vidur is a Fin-tech enthusiast, and has most recently worked with a leading US fin-tech company. Here he has worked personally with a number of leading European Alternative lenders, including Peer-to-peer lenders, and developed a strong understanding of the operations and technology behind Peer-to-peer lending.

In addition to the above four people, Orchard Lending Club shares a back office with Orchard Funding Ltd. A staff of 13 people in Luton is responsible for loan processing and other back office activities. They are also on hand to help you with your online account or answer any questions you may have.